Mortgage Pre-Application
USDA
Direct Loan Program
A 640 Credit Score or Better
No Closing Cost
100% Financing
Minimum Household Adjusted Income
1 - 4 People $57,100.00
5 - 8 People $75,350.00
100% Financing
0 DOWN
No Application will be turned in without a $25.00 Credit Report Fee
Check or Money Order Made Out to
USDA
Must bring to the meeting
- Copy or your Drivers License.
- Last 2 years Tax Returns with W2's NO transcripts
- Last 4 weekly pay stubs (Bi-weekly need 2)
- Copies of 2 most recent bank statements with complete Bank number, all pages.
- Copy of SSI or SSD aware letter (if applies)
- If self-employed, you must have your most recent 2 years tax returns, personal & business, with all schedules along with a year-to-date profit/loss statement and balance sheet
- Copy of Credit Report and Score (if requested), go to Annualcreditreport.com Middle score counts
(863) 967-8527
522 Magnolia Ave.
Auburndale, FL 33823